Disclaimer
Highland Creek Trading, the operator of EasySecondLoansHighland.com, is not a lender, not a licensed mortgage broker, and does not directly broker personal, residential, commercial, land/development, or construction loans. We do not make short-term cash loans or credit decisions. Our services are limited to marketing and research, connecting borrowers with licensed lending partners who offer second mortgage solutions, including residential, commercial, bridge, land/development, and construction loans, as well as alternative financing options.
Nothing on this website constitutes an offer or solicitation to lend. EasySecondLoansHighland.com helps borrowers seeking good and bad credit second mortgages by referring them to our trusted, licensed partners for long-term loans, also known as installment loans or private loans. Submitting your information on this website does not guarantee loan approval, as approval is subject to the terms and conditions of our lending partners.
We encourage you to review our entire website to understand the full scope of information and services we provide. Highland Creek Trading operates as a loan matching service. We evaluate the inquiry information you provide and, if you meet specific criteria, refer you to lending partners we believe are most likely to offer you a second mortgage based on our assessment. These partners may offer loans for residential properties, commercial properties, land development, or construction projects.
Loan terms, including Annual Percentage Rate (APR), borrowing term, and loan amount, vary by lender and are determined by factors such as your credit score, income, total debt, and local regulatory limits. Highland Creek Trading does not control or make loans or credit decisions and is not responsible for the actions or inactions of our lending partners. We do not act as a representative, agent, or correspondent for any partner, nor do we endorse any specific partner or loan product.
You are under no obligation to use our service to initiate contact or apply for a loan with our partners. Submitting an inquiry does not guarantee that you will be matched with a lender, offered a loan, or receive terms that meet your expectations. Ourollipop
System: Participating partners may verify the accuracy of your information and may use it to market their services. Some partners may require additional information, such as your Social Insurance Number (SIN), for a soft credit inquiry to determine eligibility for loan offers. Soft credit inquiries do not impact your credit score. If a loan offer is extended, some partners may request permission to perform a hard credit inquiry during the finalization process, which may affect your credit score.
Our services are available across Ontario and other Canadian provinces and territories, subject to change without notice. All loans are subject to credit approval by our lending partners. Many of our partners offer free rate quotes with no impact on your credit score, and some provide pre-approvals or approvals via soft credit checks. If you are matched with a lender, you will become their client, and they will handle the loan process directly.
Loan approvals are subject to the terms and conditions of our lending partners. For more details, contact us.
Contact Us:
Email: [email protected]
Phone: (647) 555-1234 | Toll-Free: 1-800-555-5678