Commercial & Bridge
Second Mortgages
Highland Creek Trading
offers the best private lending solutions for commercial and bridge second mortgages.
At Easy Second Loans Highland, we provide fast, flexible financing for commercial properties and bridge loans, ranging from $1 million to $50 million+. Whether you’re a business owner, real estate investor, or developer, our second mortgages help you access equity, purchase assets, or fund renovations without the delays of traditional banks.
No upfront fees. Fast commitments. Direct lender access.
Our private lending partners focus on the asset class, income potential, and your ability to service the loan, not just credit scores. We offer approvals in 24-48 hours and funding in as little as 2-5 weeks, making us the go-to choice for time-sensitive commercial projects.
Broker-Friendly:
We partner with mortgage brokers, protecting your fees and offering competitive rates for your clients’ commercial and bridge financing needs. With full transparency and a streamlined process, we make it easy to get your deals funded.
Commercial Second Mortgages
Our commercial second mortgages are designed for businesses, partnerships, and incorporated entities needing flexible financing. Perfect for purchasing new properties, refinancing, or accessing equity for renovations, our loans range from $1 million to $50 million+, with up to 80% Loan-to-Value (LTV) based on asset class and location.
Why Choose Us?
- Competitive Rates: Starting at prime + 3% for second mortgages, with up to 90% LTV for owner-occupied properties.
- Flexible Terms: 6-month to 2-year terms, tailored to your project’s needs.
- Asset-Based Decisions: Focus on property income, expenses, and equity, not just credit history.
- Diverse Properties: We finance office buildings, retail plazas, industrial facilities, and more.
Whether you’re acquiring a shopping mall or renovating an office building, we’ll craft a solution that fits your business goals.
Bridge Second Mortgages
Bridge the gap with fast,
flexible bridge second mortgages.
Our bridge loans provide short-term financing for commercial real estate investors facing liquidity challenges or awaiting permanent financing. Ideal for repositioning, value-add projects, or major rehabs, our bridge second mortgages offer quick access to your property’s equity without relying on personal funds.
Key Benefits:
- Rapid Funding: Close in 3-5 days for urgent needs like vacant buildings or special-purpose properties.
- High LTVs: Up to 80% LTV, depending on the asset and location.
- Custom Solutions: Tailored for renovations, acquisitions, or cash flow gaps.
.Our private capital sources ensure the best rates and terms, helping you seize opportunities without delay.
Projects We Finance
Easy Second Loans Highland supports a wide range of commercial and industrial projects, including:
- Office buildings
- Retail plazas and shopping malls
- Industrial facilities (warehouses, manufacturing, logistics)
- Hospitality (hotels, motels, restaurants)
- Mixed-use projects
- Multi-unit residential
- Gas stations
- Student housing
- Retirement facilities
- Property conversions
- Recreation and resort properties
- Private schools
No project is too big or too small. Our private lending network can fund projects from $1 million to $50 million+, with larger deals (up to $100 million+) available through institutional syndication.