Who we are
Highland Creek Trading
delivers simple, fast second mortgage solutions.
We specialize in second mortgages for residential, commercial, land/development, and construction projects, with loan amounts from $100,000 to $50 million+. Our streamlined process ensures approvals in as little as 24-48 hours and funding in 2-5 weeks, depending on the complexity of your file.
For residential clients, we offer competitive rates starting at 7.99%, no income documentation, and up to 80% LTV for loans up to $5 million. For commercial, bridge, land, or construction projects, we provide flexible financing tailored to your unique needs.
No upfront fees
Deal directly with us. Fast commitments.
With over 25 years of experience, we’ve mastered every type of second mortgage structure, from homeowner equity loans to complex commercial developments. We prioritize speed, flexibility, and transparency, delivering a quick “yes” or an honest “no” to save you time. Our dedicated team customizes solutions for both small and large clients, ensuring your financing fits your goals. We build long-term relationships with respect for your privacy and confidentiality. Whether you’re a first-time borrower or a seasoned developer, we meet you where you are and help you get where you want to go.
Our Clients
We serve a diverse range of clients, including:
Homowners
Homeowners seeking residential second mortgage for renovations or debt consolidation.
Business owner
Land owners and developers financing land purchases or development projects.
Developer
Real estate developers and investors needing commercial or bridge loans.
Builder
Builders, from new entrants to experienced contractors, funding consruction projects.
Whether you’re exploring your first second mortgage or scaling a multi-million-dollar development, Easy Second Loans Highland offers tailored solutions with competitive pricing to meet your short- and long-term needs.
Rapid Approval and Funding Process
Traditional lenders can slow you down with lengthy processes and excessive paperwork. At Easy Second Loans Highland, we act fast, delivering approvals in 24-48 hours and funding in as little as 2-5 weeks. Every file is unique, and our 25+ years of experience ensure we handle everything from residential equity loans to complex construction projects with ease. Time is money—let us get you the capital you need, when you need it
Loan Specialties
Our second mortgage solutions cater to a wide range of needs:
Residential
Home equity loans for renovations, debt consolidation, or personal goals.
Commercial/Bridge
Short-term financing for commercial properties or business opportunities.
Land/Development
Funding for land purchases, site plans, or development projects.
Construction
Loans for new builds, renovations, or large-scale construction.